From Kevin Underhill’s LoweringTheBar:
If you really want a car but can’t afford the down payment, one way to finance that would be to have the dealership loan you a car, drive that car to a bank, then rob that bank to get the money you need. The upside is that this may allow you to make a larger down payment than you otherwise could, thus reducing what you will have to pay in interest over time. The potential downside is 20 years in federal prison. I’m just saying, consider your options.